Transferring an FCA-regulated business, a regulated book of clients, or a portfolio of payment accounts to a new entity — whether in the UK, EU, or another jurisdiction — involves complex regulatory requirements that must be carefully managed to protect customers, satisfy regulators, and complete the transaction efficiently.

Cross-border transfers in the financial services sector may require FCA approval under a Part VII transfer scheme, notifications to customers, passporting arrangements, or local regulatory approvals in the receiving jurisdiction. Acumen Global Compliance provides specialist Cross-Border Transfer advisory services covering the regulatory structure and sequencing of the transfer, FCA and PRA notification and approval requirements, customer notification and consent management, the design of the receiving entity’s compliance framework, local regulatory filings in the destination jurisdiction, and post-transfer compliance integration. We have particular expertise in post-Brexit transfers of business between UK and EU entities — helping financial institutions restructure their regulated operations for the new regulatory landscape.