In financial services M&A, Compliance Due Diligence is arguably the most important component of the entire due diligence process — because the regulatory liabilities of an acquired entity transfer with the business, regardless of what the sale agreement says. A missed compliance issue can become a major post-completion liability, triggering regulatory investigations, financial penalties, or customer remediation programmes that far exceed the value of any price discount obtained during negotiation. Acumen Global Compliance provides specialist Compliance Due Diligence for acquirers in the financial services sector, covering a deep-dive assessment of the target’s AML/CTF framework, FCA authorisation and permission history, regulatory correspondence and enforcement record, safeguarding or client money arrangements, and SMCR accountability structure.